Experience, Knowledge and Integrity is the cornerstone of our Firm.
Your Time Is Valuable
When you choose SAC Investments as your Money Manager, you receive independent, objective advice based on extensive research. We do our job so you don’t have to worry about managing your investments. This gives you the freedom to enjoy life more, spend extra time with family and friends, and enjoy the fruits of your hard work. We do our job diligently, so you don’t have to.
A Solid Foundation
Building a financial portfolio is building a collection of assets that increase in value over time. The collection can be stocks, mutual funds, bonds and CDs. Understanding the various asset classes can be a complicated and daunting task and is made easier with the wisdom, expertise and experience of SAC Investments.
Anyone who is serious about building a strong financial future and a portfolio of investments needs access to more than simple savings accounts. While passbook and money market accounts have their place in the financial world, wealth accumulation requires a full range of investment vehicles. Normally, the neighborhood branch of your bank is unlikely to have adequate choices.
Our Three-Step Process
We follow three clear steps to invest your assets:
Step 1 – Assess Your Needs And Objectives
Together, we fill out your Client Investment Profile. Then we analyze your profile, considering factors unique to you, such as:
- Your tolerance for risk
- Your investment objectives
- The amount of time before you need to spend funds
- How much income you need
- Your current and future tax brackets
Step 2 – Determine Your Optimum Asset Allocation
With the assistance of state-of-the-art asset allocation software, we thoroughly analyze your current asset allocation and develop a more efficient alternative to meet your objectives. Next, we determine the percentage of your investments that should be in bonds, stocks, and other asset classes.
Step 3 – Select Appropriate Investments
After we identify an efficient asset allocation for you, we select specific investments for your portfolio. These might include both your current investments and new ones.
Once we have allocated your investments, we continually monitor your portfolio to make adjustments as financial markets and individual investment performances change. Over the years, your investment profile changes as your life changes. When you switch jobs, have children, approach retirement, etc., we adjust your asset allocation to align with your evolving needs and objectives, as well as with changing economic conditions and market trends.
So you can be sure that we trade only when we believe such moves are important for growing or maintaining that total value of your assets.
Because asset classes perform differently, if you left your portfolio unmanaged, iy would stray quickly from its long-term startegic asset allocation. We “rebalance” your portfolio to make sure your asset allocation stays where you want it. We carefully review current economic conditions, your individual profile, and potential tax consequences before we make adjustments.
We conduct extensive research before we put an investment on our approved list. From time to time, the characteristics of a security change in a way that means it no longer meets our criteria. This triggers an individual analysis of your portfolio, if you hold that security, so we can reposition your investments.
Analyzing Tax Implications
Taxes can affect the return of a portfolio on many levels. We screen funds and stocks for tax issues before buying or selling, and we try to offset gains and losses as much as possible to minimize your potential tax liability.
Keeping You Informed
The global market is constantly changing, so communication is a key component of a successful relationship with your Money Management Firm. We believe it’s important to keep you informed about your portfolio performance so you know what’s happening, now, tomorrow and especially when unusual market events occur.
“At SAC Investments, we deliver objective investment advice, thorough due diligence, and professional portfolio management. You can count on our complete approach for quality investment manangement that’s clearly on your side.”
Schedule a chat or call us Now at 954-763-2816 for a Free Investment consultation and speak with Sam to discuss your personal financial goals.